Grants and funding for seniors to stay at home in Ontario

Several programs can be combined to pay for equipment, home changes and care. Apply before any work starts: most programs won't pay for work done before approval.

By ParentCare Ontario Editorial, published by Otonabee Marketing. Facts checked October 28, 2026. General information, not tax, legal or medical advice.

Program	What it pays	Who qualifies	Main exclusion
Assistive Devices Program	75% of approved equipment cost (up to 100% on Ontario Works or ODSP)	Physical disability needing the device for 6 months or more; no income test	Bath aids, stair lifts, hospital beds, renovations
March of Dimes Home and Vehicle Modification Program	Up to $15,000 lifetime for home changes and devices	Mobility disability; occupational therapist recommendation; after-tax income up to $54,000 for one adult	Walk-in tubs and showers, suction grab bars, work done before approval
Ontario Renovates	Forgivable loan, often $15,000 to $25,000, with part of accessibility work as a grant	Low or moderate income homeowners; rules vary by region	Not offered everywhere; limited yearly funding
Home Accessibility Tax Credit	Lowest federal rate (14.5% for 2025) on up to $20,000 a year	65 or older, or eligible for the Disability Tax Credit	Repairs, maintenance, appliances
Multigenerational Home Renovation Tax Credit	Up to $7,250 (2025), refundable	Building a separate suite for a relative 65+ or an adult with the Disability Tax Credit	Work that doesn't create a separate unit
Ontario Seniors Care at Home Tax Credit	Up to $1,500, refundable	Age 70+; reduced above $35,000 family net income	Expenses claimed for someone else
Senior Homeowners' Property Tax Grant	Up to $500 a year	Homeowners 64+ by Dec 31 of prior year	Ends at $50,000 income (single), $60,000 (couple)
GAINS	Up to $92 a month	65+ receiving OAS and the Guaranteed Income Supplement	Need the federal GIS first
Veterans Independence Program	Home care up to $13,779.63 a year; home adaptations up to $7,883.78	Eligible veterans, some survivors and caregivers	Must live in Canada

The order to apply

Get an occupational therapist assessment: most programs ask for one. It's free through Ontario Health atHome for people who qualify (310-2222).
Apply for the Disability Tax Credit if the person may qualify; it opens several other credits.
Apply to the Assistive Devices Program and March of Dimes, and to Ontario Renovates if your region offers it. Wait for approval.
Check workplace or retiree health plans and Veterans Affairs for anything still not covered.
Do the work, keep every receipt, and claim tax credits on the next return.

March of Dimes Home and Vehicle Modification Program

Funds stair lifts, modular ramps, platform and ceiling lifts, tub cut-outs and bathing equipment, and building changes when equipment won't work. Up to $15,000 lifetime for the home, plus a separate $15,000 every 10 years for vehicles. Fully funded at or below $38,000 after-tax income for one adult, with cost-sharing up to $54,000. Outdoor ramps and lifts that need concrete are accepted April 1 to October 31 only. Call 1-877-369-4867.

Facts checked October 28, 2026. We take every amount from the official source and recheck each January and July. Always confirm with the program before you apply.